Owning a block of flats comes with substantial exposures and liabilities. You need specialist insurance for blocks of flats tailored to match the unique risks blocks of flats face – not a one-size-fits-all policy. Our brokerage provides customised insurance solutions designed specifically for blocks of flats in the UK.
Our policies deliver complete protection for your most valuable assets – your building and its contents. We’ll provide coverage for:
Bundling your building and contents coverage can help you save substantially. We’ll optimise your policy by identifying what to bundle.
Blocks of flats vary enormously in size, age, value and exposures. That’s why we take time to understand the unique risks your individual property faces before recommending a policy. The coverage we provide can include:
With a thorough assessment, we can craft a policy tailored to your block’s needs and budget.
For a quick and competitive quotation, please contact Oak Insurance Brokers
Tailored Solutions: We understand that every block of flats is unique. Our team of experienced professionals will work closely with you to design personalised and bespoke insurance solutions that match your specific requirements.
Extensive Coverage: Our policies encompass a wide range of risks, offering all-encompassing protection for your flats.
Competitive Rates: We provide cost-effective insurance plans without compromising on the quality of coverage. Our goal is to offer affordable solutions that align with your budget.
Prompt Claims Handling: In the unfortunate event of a claim, our dedicated claims team ensures a swift and hassle-free claims process, minimising any potential disruptions to your business.
Expert Advice: With years of experience in the insurance industry, our knowledgeable advisors are here to guide you through the insurance process and answer any queries you may have.
Protect Your Block of Flats Today! Don’t leave your flats vulnerable to uncertainties. Secure your investments with the highest level of commercial building insurance services.
For a quick and competitive quotation, please contact Oak Insurance Brokers
What types of coverages should I have for my block of flats?
Typical recommended coverages include building and contents insurance, loss of rent or revenue, liability protection, equipment breakdown coverage, and terrorism insurance. We’ll advise on specific policies to protect your property after a thorough risk assessment.
Should I insure my block’s communal facilities?
Yes, amenities like gyms, recreational rooms, pools, and shared gardens should be included under your contents and property damage coverage. These valuables parts of your block also pose liability risks that policies can address.
How can I lower my insurance premiums?Bundling building and contents coverage, raising deductibles cautiously, installing safety features like CCTV and fire sprinklers, and implementing good risk management practices can help reduce premiums. We’ll identify cost-saving measures specific to your property.
What changes do I need to report to my insurer?
You must notify your insurer about renovations, upgrades, changes in occupancy or usage, new equipment added, or increases in property value. We’ll help you identify and report any changes to ensure adequate coverage.
Are there discounts for blocks with multiple occupancy units?
Yes, insurers offer discounts for blocks of flats versus stand-alone buildings. We can secure you bundled pricing and multi-policy savings when you insure your entire block through our brokerage.
How does the claims process work for my block?
We’ll handle claims filing and liaise with your insurer to expedite processing. With our expertise, we can overcome delays and obtain optimal settlements so repairs can begin and normal operations can resume as quickly as possible.
